If you’re like a third of the U.S. population, you made a New Year’s resolution that started Jan. 1. Many of these pledges to be better involve finances. Considering January is Financial Wellness Month, it’s great timing to make that resolution start working for you.

Fidelity Investments, one of U-M’s longtime financial partners that administer its Retirement Savings Plans, is here to help. Whether your resolution is to save more for retirement, pay down debt or save for something special, Fidelity’s resources can support you. Adopting a few healthy habits can lead to lifelong financial wellness.

Financial Wellness Month Support

Fidelity offers several resources to help you find your footing in January, including an e-newsletter, a “31 days of financial wellness calendar” and more. View Fidelity’s Financial Wellness Month page to view activities and toolkits.

If you like watching educational videos, Fidelity and TIAA offer numerous webinars each month on a variety of topics. These free events can be viewed in real time or on-demand.

January Webinar Schedule

Fidelity

• Following the Fundamentals
  New to stocks? During this audience-driven event, you'll learn about key data that may impact the value of a stock, such as price to earnings ratio and cash flow. National Brokerage Coach Pete Stringfellow will utilize Fidelity's tools and resources to look at the overall market, sectors, and industries from the top-down to the bottom-up.
  Tuesday, Jan. 23 – noon
  Register here
• You Ask, We Answer: Budgeting and Paying Down Debt in 2024
  Get real-time answers to your biggest questions about how to budget and pay down debt. The panel will take live questions and answer as many as possible. If there are more after the event, they'll be answered on the Fidelity Women Talk Money LinkedIn and Instagram channels.
  Thursday, Jan. 25 – noon
  Register here

Fidelity offers additional webinars throughout the month. View the list and register for events.

TIAA

• Invest For Success: 5 Principles You Need to Know
  You’ll learn about compounding, taxes and choosing investments. The key: How you invest for retirement is as important as how much you save.
  Tuesday, Jan. 16 – 2 p.m.
• Take Control of Your Financial Life: 5 Steps to Managing Money
  This webinar covers balancing income and expenses, creating a spending plan, debt strategies and building your credit score.
  Thursday, Jan. 18 – 3 p.m.
• Financial Exploitation of Older Adults
  Topics will include an overview of financial exploitation of older adults, top scams affecting older adults, red flags of financial exploitation, and the importance of having a trusted contact or Power of Attorney.
  Wednesday, Jan. 24 – 2 p.m.

View webinars and register on TIAA’s Webinar Lounge page, vshow.on24.com/vshow/TIAACREF_VE/exhibit/LiveWebinarLounge?l=en. You will be asked to verify your log in to your TIAA account before you will be granted access.

Find Your Footing with MHealthy

MHealthy is a great resource to boost your financial know-how. Get strategies to improve your credit score; put away funds for emergencies; and save for college, a car, a new family member, and more. If you're experiencing financial hardship, resource coaches offer one-on-one help and connect you to the right assistance.